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Everyone

Invescore Wallet LLC

Lollipop

Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019.  
  
Pocket application provides following services under Mongolian laws and regulations:  
•	Online loan 
•	Online payment and shopping 
•	QR based payment system 
•	Interbank transaction  
  
Registering on the app: 
•	Verification of phone number 
•	National Identification Number 
•	First and last name 
  
Privacy Policy 
We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. We are compliant with the PCI-DSS international payment system standards.  
  
How to get loan? 
Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria.  
  
Loan amount: MNT 50,000 – MNT10,000,000   
Monthly rate: 1%  
APR: 12%  
Credit line period: Short-term loan with 14 and 30 days. Long-term loan with a 3-12 month 
How to repay the loan? 
Customers can extend their loan repayment day as much as they wish.  Penalty interest will be charged in case of an overdue loan. It is 20% of the principal interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points.    
  
What is a bonus point? 
Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee:  
1.	Repay the loan on time +6 
2.	Making payments +1   
3.	Read daily news +1 
4.	Play games (+5 up to) 
5.	Invite friends +200 
6.	Watch explainer videos +50 
7.	Others   
  
You will never be bored with Pocket. 
  
Contact us:  
Customer service: +976-19001188 
E-mail: info@pocket.mn  
Facebook: @pocketmn  
Address: 13th floor, IC Tower-1, Paris street,  Sukhbaatar district, Ulaanbaatar, Mongolia

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